Please check with your Relationship Manager in case you are not sure about the GST rate on your flat. GST varies from 1% to 12% depending on whether the project is an on-going project or a new project and is also based on the size and value of your flat. GST on other charges is currently 18% (may be subject to change based on taxation rules at the time the amount is due)
No, all demands will be sent to you. It is your responsibility to coordinate with the home loan bankers to ensure timely disbursement of the loan.