All You Need to Know About Commencement Certificate

What Is a Commencement Certificate? (CC)

A Commencement Certificate or CC is a legal document issued by the local authorities.  It is one of the most important approvals required for constructing a project. It certifies that the builder has received all the mandatory approvals from respective departments and the builder is permitted to start the construction work of the property.

Commercial certificate is issued in 2 phases – first when the construction is up to the plinth area and second when it is beyond it. 

Criteria For Commencement Certificate

The developer has to submit the complete project plan to the local municipal authorities so that they can carry out the inspection.

Developer also has to submit the NOC letters from various government departments along with the other documents like property tax receipts, photographs of the property etc.

Procedures For the Issue of Commencement Certificate

1. The local authority receives the commencement certificate application and document along with the plan drawn on a scale of 1:100 that showcases the land’s dimension, size of the building and its position over the plot. 

2. The local authority begins the verification process and issues an acknowledgement receipt to the developer.

3. All the documents and plans are verified to ensure that the builder adhere to the required laws and regulations.

4. If the authority is satisfied with the application, it asks the developer to pay the prescribed fees or FSI premiums. 

5. The local authority then issues the commencement certificate once the builder also makes the required payment.  

Importance of Commencement Certificate

Commencement certificate has a list of all the units and floors that are a part of the building. If any flat or floor is not mentioned in the CC, it may be an indication that the specific floor or flat might be disputable or illegal.

Commencement certificate ensures that the property has all the appropriate clearances by Government authorities.

If the property does not have a commencement certificate, it can be a possibility that the property is illegal or under dispute.

FAQs

How can I find and check the commencement certificate of a particular project?

You can request the builder to share a copy of the commencement certificate. You can also find the commencement certificate for RERA registered projects on the RERA websites details page for the particular property. Read our article on how to check the RERA details of a project to learn more.

What is the difference between the Commencement certificate and completion certificate?

A commencement certificate is issued by the local authorities permitting the builder to start the construction whereas the completion certificate is a document issued when the construction of the property is complete and it certifies that the builder has adhered to all the construction rules and regulations set by the Government.

What is the difference between commencement and encumbrance certificate?

The commencement certificate authorizes the developer to start the construction of the property, while the latter reveals any liability related to the project.

What is the difference between the Occupation certificate and commencement certificate?

An occupation certificate is provided by the local authorities and it allows the owner of the property to get access to all the facilities offered by local government like roads, sanitation, water, and electricity. The latter authorizes the legality of the project and allows builders to commence the construction work. 

Bottom Line

As a home buyer, you must ensure that the project you’re investing in has a commencement certificate. At Marathon we are committed to transparency and share all relevant details of our projects, including RERA certificates and CC with our home buyers. You can explore our RERA registered projects across Mumbai here.

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